RSU Strategy Analysis - Simple Calculator

Robust Calculator

RSU Calculator

Analyze your RSU vesting schedule and compare wealth outcomes across investment strategies

RSU Grant Details

Yellow fields are editable inputs.

Total RSUs Granted

Vesting Frequency

Vesting Term (Years)

1-Year Cliff?

RSUs Already Vested

Qtrs Until Next Vest (cliff / yearly only)

Market & Strategy Assumptions

Live Prices

Enter your company ticker and click Fetch.

📊 Auto-Computed from 10 Years of Annual Returns

Stock Last Close

—

Stock Median Return

—

10-yr historical median

Stock Std Dev

—

10-yr annual return volatility

S&P 500 Median Return

+10.0%

Long-run historical assumption

S&P 500 Std Dev

15.0%

Long-run historical assumption

10-Yr Treasury Rate

—

Risk-free rate for Sharpe ratio

Current Stock Price ($) Last closing price of your company's stock

Current RSU Strategy

Effective Tax Rate (%) Federal + state combined rate

Stock Projection Assumptions (std dev & Treasury rate auto-fetched)

Company Stock Expected Annual Return (%) Override with fetched historical if needed

S&P 500 Expected Annual Return (%) Used for S&P strategy projection

Tax-Advantaged Accounts

Your 401(k) Elective Deferral ($/yr) IRS max: $24,500/yr

Employer 401(k) Contribution ($/yr)

Mega Backdoor Roth Available?

Mega Backdoor Roth Contribution ($/yr) After-tax dollars contributed

Fund an HSA?

Backdoor Roth IRA?